Holsen Chang - Real Estate Professional
Entrusting your first purchase, investment property, or upsize/downsize sale with any realtor is always a big deal, especially in Vancouver where we hold the highest values for real estate in North America.
With all that pressure on the high prices and with so many great locations across the Lower Mainland, finding a dream home can get overwhelming. I provide a simple, yet detailed system to ensure that my clients are exposed to everything that they want, but not so much as to confuse them. Browsing the internet and reviewing newspapers/magazines can limit a search by as much as 60%. My position as a condo specialist is to find that niche that each buyer has (whether they know it or not) and to provide all details on the availability of listings. When we find the listings of interest, I immediately take care of all the arrangements including, but not limited to: finding out more property details, arranging viewings and coordinating viewings efficiently geographically and chronologically so as not to waste time during tours. Efficiency is one of my greatest traits!
FIRST TIME HOME BUYER
As a first time home buyer myself a few years ago, I remember how exhilarating, nervous, and dramatically important it was to find that "perfect" home -- one that I would remember for the rest of my life. I also recall how difficult it was to not only match the home I wanted in the area I favoured, but to also find that perfect layout and size, given all my criteria including the notorious budget. If I hadn't been exposed to real estate and practiced before my purchase, I would not have been able to find my perfect home. That's why I know how important it is to find an agent that you can trust to help realize your dreams. Sometimes, a budget will narrow down your possibilities and change expectations to realizations, but that is what a real estate professional is for. My job is to ensure that my clients are well aware of what and where they can afford -- it isn't as easy as it sounds because a simple search can quickly grow into a convoluted mess, but that's where my experience comes into play.
Home hunting should be fun, informative, and stress-free. When viewing listings with a down-to-earth atmosphere, you'll feel more at ease and the thinking process becomes more natural. First impressions are usually the greatest signs of your true opinion so listen to them. Usually, you will know the right home right during the first viewing. I can provide my professional opinion on a property and eventually find out the condition of the unit/complex, but the first step to realizing that perfect home is in the hands of yourself and no one else.
I've been involved with hundreds of sales of presale condominium units. My investor clients trust me to find the best values either in presale or resale developments. I have access to all major presale developments that my company, Rennie Marketing/Rennie & Associates Realty, are involved with. That means that when you want exclusive VIP access before the public and before any possible line ups, call me. VIP access will allow you to pick the unit(s) that you want, whether it be a more inexpensive unit on the lower floors or a premium unit with water views on a higher floor.
Investors looking to purchase resale units utilize my professional abilities to find the best priced homes in the fastest growing areas that ultimately yield the highest rental and resale values for their dollar.
It's either one or the other. You may be expecting a newborn and don't have enough rooms in the condo to fit another family member, or all your offspring have finally flown away and you're stuck with 2000sf more than you need. Either way, I'll listen to you're needs and wants so finding the right place in your budget won't be such a chore after all.
Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.